Common Mistakes People Make With Phishing Credit Alerts
A practical guide to phishing credit alerts, the records to check, and the next steps to consider.
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After the Canvas Cyberattack, Expect the Second Wave of Scams
The FTC warns that after a breach headline, scam texts, calls, and emails often arrive before consumers have solid facts.
Common Mistakes People Make With Advance-fee Credit Repair
A practical guide to advance-fee credit repair, the records to check, and the next steps to consider.
What to Know About Pay-for-delete Claims Before You Act
A practical guide to pay-for-delete claims, the records to check, and the next steps to consider.
FTC: Surprise Credit Card Rate-Lowering Offers Are a Red Flag
The FTC says cold calls offering quick interest-rate relief often depend on fees, vague promises, and pressure that do not solve the real debt problem.
CFPB’s 2025 Complaint Report Keeps Credit Reporting at the Center of Consumer Friction
The CFPB’s annual complaint report for 2025 continued to highlight how often consumers are still running into trouble with credit reporting and related complaint handling.
Unexpected Calls About Unclaimed Funds? FTC Says Treat Them Like Phishing
The FTC warned consumers at the end of March that unclaimed-property calls and texts can be a phishing play for fees, personal information, or both.
What to Know About Building A Starter Emergency Fund Before You Act
A practical guide to building a starter emergency fund, the records to check, and the next steps to consider.
Questions to Ask About Past-due Utility Bills
A practical guide to past-due utility bills, the records to check, and the next steps to consider.
FTC Warns Debt-Relief Scams Still Rely on Upfront Fees and Fast Promises
The FTC’s late-March alert said consumers looking for debt relief should be skeptical of anyone demanding fees up front or guaranteeing quick loan forgiveness or full debt settlement.
FTC: Conflict Headlines Are Being Reused in Bank and Charity Scams
An FTC March alert explained how scammers were using Iran-related headlines to create fake fraud alerts, fake military emergencies, and fake charity appeals.
Fake Side-Hustle Offers Can Turn Debt Stress Into Identity Theft
The FTC warned that fake side-hustle offers are targeting people trying to catch up on bills, often by stealing bank details or Social Security numbers instead of offering real work.
FTC Reminder: Debt Collectors Must Provide Key Details Before You Pay
The FTC reminded consumers in February that a collector’s demand is not enough by itself. Before paying, consumers should confirm the debt is real and review the validation information.
FTC Pushes Early-Year Budget and Credit Checkups for Consumers
An FTC early-year planning alert highlighted budgeting, debt help, and credit-report review as practical steps consumers can take before problems become emergencies.
What to Know About Debt Snowball Planning Before You Act
A practical guide to debt snowball planning, the records to check, and the next steps to consider.
What to Know About Thin Credit Files Before You Act
A practical guide to thin credit files, the records to check, and the next steps to consider.